Explosive environments are created simply by the natural design of a boat by enclosing the engine area. Most Mercruiser boat parts are required in this area which creates problems for both the boat manufacturers as well as the manufacturers of parts in general. Think of a car with a sealed engine compartment which means any fuel leaks, fuel vapor, or any residual fluids would have no place to escape. Hard to imagine but that is the problem with the way boats must be made and also the parts used for them. Manufacturers of GLM aftermarket Mercruiser boat parts must comply with strict electrical standards provide ignition protection for any parts intended for installation in a boat. The United States Coast Guard issues minimum requirements for ignition protection preventing the installation of any anything that could cause a spark resulting in an explosion or fire. Auto parts are not manufactured in this way nor are they sealed in any way for the marine environment. The importance of compliance is high and any parts used out of compliance would be a recipe for disaster.
The fuel tank on a boat is also different than any normal fuel tank would be. Some of the same manufacturers and suppliers are also aware of this as federal regulations are in place for them also. Just as the other electrical boat parts are built to prevent fires the fuel tank is the single most combustible portion of a boat and any part used in or near it must be sufficient for safety. Modern tanks are constructed of mainly plastic and very few steel tanks are used for corrosion purposes. Aluminum is usually the choice if the tank is metal at all which does resist corrosion well. Just as many Mercruiser boat parts are constructed of corrosion resistant metals the fuel tanks follow the same path.
There are separate regulations for what is said to be inboard tanks compared to “carry on” tanks. Inboard tanks must have an exhaust blower installed to remove fuel vapor preventing it from accumulating inside the boat. Since engine parts are ignition protected then why is the exhaust necessary? Well, nothing is full proof and the amount of fires from this is high as the exhaust blower is sometimes neglected or replaced with another type, not in compliance with GLM aftermarket Mercruiser boat parts regulations. The “carry on” tanks do not require an exhaust blower as they are exposed to open air. Many boats with smaller outboard engines have their own set of requirements for parts in them.
The specific characteristics of the marine boat insurance can vary, but usually, have some things in common. As with all insurance products, liability coverage will address basic issues such as property damage to an insured person is responsible for this policy are at fault in an accident. If this accident has caused injuries to others, the costs of treating these injuries will be treated under the liability and coverage. Of course, there are limits to this coverage, depending on the type of policy you have selected. Requirements on what is covered and the dollar amount that is applied may vary from state to state. Some policies also handle funeral expenses in case of any loss of life is the result of an accident an insured person is responsible for. Payment for physical damage to the ship and the cost of the rescue efforts that often as well. In some cases, any damage that occurs with a trailer, as a result of an accident or natural disaster can be covered. Can not be deduced from the coverage associated with this. Other costs that could be covered by insurance marine boat could include towing reimbursement, emergency services, pollution or damage as a result of the issuance of a petroleum product. If a sailor does not cause damage to a ship of the policy, there are many coverage options that are available.